About Me

If your payments are broken, I fix them.
For 25+ years I’ve helped business owners cut processing costs, kill fraud, survive underwriting, and get paid; especially when banks, processors, or card brands have decided you’re “too risky” or “too complicated.”

What that looks like in practice:
• 90% reduction in fraud and chargebacks
• Scaled clients from $12MM to nearly $100MM in annual revenue
• Recovered hidden fees most merchants never knew they were paying
• Built captive finance portfolios from $0 to $4.25MM (year one) and $1.5MM to $28.4MM (under 2 years)

Who I work with:
• Direct-response, subscription, and e-commerce merchants
• High-risk verticals (nutra, CBD, continuity, coaching, etc.)
• Owners stuck in underwriting limbo, MATCH-adjacent situations, or VAMP exposure
• Anyone who’s been told “no” by a processor and needs a real “yes”

I don’t sell bait & switch “low rates”. I solve the problem and provide real value.

If your processor just sent you a risk inquiry, froze your funds, or quietly raised your reserves, that’s the call I want.